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| National | Average Rate* | Points | APR | | 30-Year Fixed | 7.250% | 1.000 | 7.423% | | 15-Year Fixed | 6.750% | 1.050 | 7.045% | | ARM | 7.875% | 2.775 | 4.394% | | | * Conforming FNMA Loan Amount |
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